Effective Date: 06-27-2024

‍1. Introduction:
‍Welcome to LOOT Finance (“we,” “our,” or“us”). By accessing or using our application and services, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully. If you do not agree to these terms, you should not use our services. 

‍2. Use of Services Eligibility:
To use our services, you must be at least 18 years old and capable of entering into a binding contract. By using our services, you represent and warrant that you meet these eligibility requirements. 
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‍Account Registration: You may be required to register for an account to access certain features of our services. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to keep it accurate, current,and complete. 
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‍Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. 

‍3. User Responsibilities Lawful Use:
You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations. 
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‍Prohibited Activities: You agree not to: 
•  Engage in any activity that would constitute a violation of any applicable law, regulation, or agreement.
•  Use our services for any fraudulent or deceptive practices.
•  Interfere with or disrupt the operation of our services or the servers or networks used to make our services available.
•  Attempt to gain unauthorized access to any portion of our services or any other systems or networks connected to our services. 

‍4. Subscription Plans and Payments Subscription Plans:
We offer various subscription plans, including monthly, annual, and 5-year options. Detailed information about these plans, including pricing and features, is available on our website. 
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‍Billing and Payment: By subscribing to a plan, you agree to pay the specified fees. Payments are processed through our secure payment providers, Stripe or RevenueCat. You authorize us to charge your chosen payment method for the subscription fees and any applicable taxes. 
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‍Renewals and Cancellations: Subscription plans automatically renew at the end of each billing period unless you cancel your subscription. You can cancel your subscription at any time through your account settings. Cancellations will take effect at the end of the current billing period. 
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‍Refunds: We do not offer refunds for subscription fees paid, except as required by law.

‍5. Intellectual Property Ownership:
All content, features, and functionality of our services, including but not limited to software, text, graphics, logos, and trademarks, are the exclusive property of LOOT Finance and are protected by intellectual property laws. 
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‍License: We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes in accordance with these Terms & Conditions. This license does not grant you any rights to use our trademarks or other proprietary materials without our prior written consent. 

‍Restrictions: You agree not to: 
•  Copy, modify, or create derivative works based on our services.
•  Distribute, transmit, or publicly display any portion of our services.
•  Reverse engineer, decompile, or attempt to extract the source code of our software. 

‍6. Privacy Privacy Policy:
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information. By using our services, you consent to our collection and use of your information as outlined in the Privacy Policy. 

‍7. Disclaimers and Limitation of Liability Disclaimers:
Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. 

‍Limitation of Liability:
To the fullest extent permitted by law, LOOT Finance LLC, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from: 
•  Your access to or use of or inability to access or use our services.
•  Any conduct or content of any third party on or through our services.
•  Any unauthorized access, use, or alteration of your transmissions or content.
•  Any other matter relating to our services. 

‍8. Indemnification:
‍You agree to indemnify, defend, and hold harmless LOOT Finance LLC, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that arise from or relate to your violation of these Terms & Conditions or your use of our services. 

‍9. Governing Law:
‍These Terms & Conditions shall be governed by and construed in accordance with the laws of California and the United States of America, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located within California, USA to resolve any legal matter arising from these Terms & Conditions or your use of our services. 

‍10. Changes to Terms & Conditions: 
We reserve the right to update or modify these Terms & Conditions at any time. We will notify you of any changes by posting the new Terms & Conditions on our application and website. You are advised to review these Terms & Conditions periodically for any changes. Your continued use of our services after any modifications will constitute your acknowledgment of the modifications and your agreement to abide by and be bound by the updated terms. 

11. LOOT AI Limitations and Advice Disclaimer:
LOOT AI Limitations: LOOT AI may occasionally generate incorrect or misleading information, or produce offensive or biased content.
Advice Disclaimer: LOOT AI is not intended to give advice, including legal, financial, and medical advice. Do not rely on our conversation alone without doing your own independent research.

‍12. Contact Us: 
If you have any questions or concerns regarding these Terms & Conditions, please contact us at info@loot-finance.com. We are committed to addressing your inquiries and ensuring your satisfaction with our services.